/* Start My Business: Business Onboarding form (2026-10-28). Scoped to #smb-onb. */
#smb-onb{--navy:#1E3A5F;--navy-d:#0F1E3D;--gold:#D4A84B;--gold-d:#b98c33;--blue:#2563eb;--ink:#0f1e3d;--muted:#475569;--line:#d6deea;--bg:#f3f6fb;
  font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.5;-webkit-text-size-adjust:100%}
#smb-onb *,#smb-onb *::before,#smb-onb *::after{box-sizing:border-box}
#smb-onb .onb-wrap{max-width:880px;margin:0 auto;padding:0 16px}
#smb-onb [hidden]{display:none!important}

/* hero */
#smb-onb .onb-hero{background:linear-gradient(135deg,var(--navy-d) 0%,var(--navy) 62%,#2b4d7a 100%);color:#fff;padding:40px 0 78px;position:relative;overflow:hidden}
#smb-onb .onb-hero::after{content:"";position:absolute;right:-90px;top:-90px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(212,168,75,.28),rgba(212,168,75,0) 68%)}
#smb-onb .onb-eyebrow{margin:0 0 10px;color:var(--gold);font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase}
#smb-onb h1{margin:0 0 14px;color:#fff;font-size:clamp(30px,7vw,46px);line-height:1.1;font-weight:800;letter-spacing:-.02em}
#smb-onb .onb-lede{margin:0 0 20px;max-width:640px;color:#e3eaf5;font-size:16px}
#smb-onb .onb-chips{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
#smb-onb .onb-chips li{display:inline-flex;align-items:center;gap:8px;padding:7px 13px;border:1px solid rgba(255,255,255,.22);border-radius:999px;background:rgba(255,255,255,.07);color:#fff;font-size:13px;font-weight:500}
#smb-onb .onb-chips svg{width:16px;height:16px;fill:none;stroke:var(--gold);stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:none}

/* card */
#smb-onb .onb-main{margin-top:-52px;padding-bottom:56px;position:relative;z-index:2}
#smb-onb .onb-card{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 18px 44px rgba(15,30,61,.12);padding:20px 16px 22px}
@media(min-width:700px){#smb-onb .onb-card{padding:30px 34px 32px}#smb-onb .onb-hero{padding:56px 0 92px}}

/* progress */
#smb-onb .onb-progress-top{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:8px;font-size:13px;color:var(--muted);font-weight:600}
#smb-onb #onb-step-name{color:var(--navy);font-weight:700}
#smb-onb .onb-bar{height:8px;border-radius:99px;background:#e6ecf5;overflow:hidden}
#smb-onb .onb-bar i{display:block;height:100%;width:16.6%;background:linear-gradient(90deg,var(--gold),#e8c36f);border-radius:99px;transition:width .35s ease}
#smb-onb .onb-steps{list-style:none;margin:14px 0 6px;padding:0;display:none;grid-template-columns:repeat(6,1fr);gap:6px}
#smb-onb .onb-steps li{display:flex;align-items:center;gap:8px;font-size:12px;color:#8190a6;font-weight:600}
#smb-onb .onb-steps b{flex:none;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:#e6ecf5;color:#64748b;font-size:12px}
#smb-onb .onb-steps li.on{color:var(--navy)}
#smb-onb .onb-steps li.on b{background:var(--navy);color:#fff}
#smb-onb .onb-steps li.done b{background:var(--gold);color:var(--navy-d)}
@media(min-width:760px){#smb-onb .onb-steps{display:grid}}

#smb-onb .onb-draftnote{margin:14px 0 0;padding:10px 14px;border-radius:10px;background:#fff8e6;border:1px solid #f0dca6;font-size:14px;color:#5b4a14}

/* steps */
#smb-onb fieldset.onb-step{border:0;margin:22px 0 0;padding:0;min-width:0}
#smb-onb fieldset.onb-step legend{padding:0;margin:0 0 4px;font-size:clamp(21px,5vw,26px);font-weight:800;color:var(--navy);letter-spacing:-.01em}
#smb-onb .onb-sub{margin:0 0 18px;color:var(--muted);font-size:15px}
#smb-onb .onb-grid{display:grid;grid-template-columns:1fr;gap:16px}
@media(min-width:700px){#smb-onb .onb-grid{grid-template-columns:1fr 1fr;gap:18px 20px}#smb-onb .onb-full{grid-column:1/-1}}
#smb-onb .onb-f{min-width:0;display:flex;flex-direction:column}
#smb-onb label,#smb-onb .onb-lbl{display:block;margin:0 0 6px;font-size:14px;font-weight:600;color:var(--ink)}
#smb-onb label i,#smb-onb .onb-lbl i{font-style:normal;color:#c2410c;margin-left:2px}
#smb-onb input[type=text],#smb-onb input[type=email],#smb-onb input[type=tel],#smb-onb select,#smb-onb textarea{
  width:100%;margin:0;padding:12px 14px;min-height:48px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:16px;line-height:1.35;appearance:none;-webkit-appearance:none;transition:border-color .15s,box-shadow .15s}
#smb-onb select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231E3A5F' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:18px;padding-right:40px}
#smb-onb textarea{resize:vertical;min-height:92px}
#smb-onb input:focus,#smb-onb select:focus,#smb-onb textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 4px rgba(37,99,235,.16)}
#smb-onb [aria-invalid=true]{border-color:#dc2626!important;box-shadow:0 0 0 3px rgba(220,38,38,.12)}
#smb-onb small{display:block;margin-top:6px;color:#5b6b82;font-size:13px;line-height:1.45}
#smb-onb small a,#smb-onb .onb-consent a,#smb-onb .onb-done a:not(.onb-btn){color:var(--blue);text-decoration:underline}
#smb-onb .onb-fielderr{margin-top:6px;color:#b91c1c;font-size:13px;font-weight:600}
#smb-onb .onb-hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}

/* option cards */
#smb-onb .onb-group{margin:6px 0 20px}
#smb-onb .onb-cards{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media(min-width:700px){#smb-onb .onb-cards{grid-template-columns:repeat(4,1fr)}}
#smb-onb .onb-opt{position:relative;margin:0;cursor:pointer}
#smb-onb .onb-opt input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
#smb-onb .onb-opt span{display:block;height:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;transition:all .15s}
#smb-onb .onb-opt b{display:block;font-size:16px;color:var(--navy)}
#smb-onb .onb-opt small{margin-top:3px;font-size:12.5px}
#smb-onb .onb-opt:hover span{border-color:#9db2d0}
#smb-onb .onb-opt input:checked+span{border-color:var(--navy);background:#eef3fb;box-shadow:inset 0 0 0 1.5px var(--navy)}
#smb-onb .onb-opt input:focus-visible+span{box-shadow:0 0 0 4px rgba(37,99,235,.25)}
#smb-onb .onb-group[aria-invalid=true] .onb-opt span{border-color:#dc2626}

/* owners */
#smb-onb .onb-owners{display:grid;gap:14px;margin-bottom:14px}
#smb-onb .onb-owner{border:1.5px solid var(--line);border-radius:12px;padding:14px;background:#fafcff}
#smb-onb .onb-owner-h{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px;font-size:13px;font-weight:700;color:var(--navy);text-transform:uppercase;letter-spacing:.08em}
#smb-onb .onb-owner .onb-grid{gap:12px}
@media(min-width:700px){#smb-onb .onb-owner .onb-grid{grid-template-columns:1.4fr 1fr 110px 1.4fr}}
#smb-onb .onb-note{display:flex;gap:12px;align-items:flex-start;margin:20px 0;padding:14px 16px;border-radius:12px;background:#eef4ff;border:1px solid #cddcf6}
#smb-onb .onb-note svg{flex:none;width:22px;height:22px;fill:none;stroke:var(--blue);stroke-width:2;stroke-linecap:round;stroke-linejoin:round;margin-top:2px}
#smb-onb .onb-note p{margin:0;font-size:14.5px;color:#1e3a8a}

/* review */
#smb-onb .onb-review{display:grid;gap:14px;margin-bottom:20px}
#smb-onb .onb-rsec{border:1px solid var(--line);border-radius:12px;overflow:hidden}
#smb-onb .onb-rsec h3{margin:0;padding:10px 14px;background:#f1f5fb;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);display:flex;justify-content:space-between;align-items:center}
#smb-onb .onb-rsec dl{margin:0}
#smb-onb .onb-rsec dl div{display:grid;grid-template-columns:1fr;gap:2px;padding:9px 14px;border-top:1px solid #eef2f8}
@media(min-width:640px){#smb-onb .onb-rsec dl div{grid-template-columns:38% 1fr;gap:12px}}
#smb-onb .onb-rsec dt{color:#5b6b82;font-size:13px}
#smb-onb .onb-rsec dd{margin:0;font-size:14.5px;word-break:break-word;white-space:pre-line}
#smb-onb .onb-rsec dd.e{color:#94a3b8}

/* consent */
#smb-onb .onb-consent{padding:16px;border:1.5px solid var(--line);border-radius:12px;background:#fafcff}
#smb-onb .onb-check{display:flex;gap:12px;align-items:flex-start;margin:0;font-weight:400;font-size:14.5px;cursor:pointer}
#smb-onb .onb-check input{flex:none;width:22px;height:22px;margin:2px 0 0;accent-color:var(--navy)}
#smb-onb .onb-consent[aria-invalid=true]{border-color:#dc2626}

/* buttons */
#smb-onb .onb-error{margin:16px 0 0;padding:12px 14px;border-radius:10px;background:#fef2f2;border:1px solid #fecaca;color:#991b1b;font-size:14.5px;font-weight:600}
#smb-onb .onb-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin-top:24px}
#smb-onb .onb-btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 24px;border-radius:12px;border:2px solid transparent;font:inherit;font-size:16px;font-weight:700;cursor:pointer;text-decoration:none;transition:transform .12s,box-shadow .12s,background .12s}
#smb-onb .onb-btn:active{transform:translateY(1px)}
#smb-onb .onb-btn-primary{background:var(--navy);color:#fff!important;box-shadow:0 6px 16px rgba(30,58,95,.28);margin-left:auto}
#smb-onb .onb-btn-primary:hover{background:var(--navy-d)}
#smb-onb .onb-btn-gold{background:var(--gold);color:var(--navy-d);box-shadow:0 6px 16px rgba(212,168,75,.4);margin-left:auto}
#smb-onb .onb-btn-gold:hover{background:#e0b658}
#smb-onb .onb-btn-ghost{background:#fff;color:var(--navy);border-color:var(--line)}
#smb-onb .onb-btn-ghost:hover{border-color:var(--navy)}
#smb-onb .onb-btn[disabled]{opacity:.6;cursor:progress}
#smb-onb .onb-btn:focus-visible,#smb-onb .onb-link:focus-visible{outline:3px solid rgba(37,99,235,.5);outline-offset:2px}
#smb-onb .onb-link{background:none;border:0;padding:8px 4px;font:inherit;font-size:14.5px;font-weight:600;color:var(--blue);text-decoration:underline;cursor:pointer}
#smb-onb .onb-saved{margin:8px 0 0;min-height:20px;color:#166534;font-size:13.5px;font-weight:600}
@media(max-width:520px){
  #smb-onb .onb-actions{gap:10px}
  #smb-onb #onb-next,#smb-onb #onb-submit{flex:1 1 100%;order:1;margin-left:0}
  #smb-onb #onb-back{flex:1 1 40%;order:2}
  #smb-onb .onb-save{order:3;flex:1 1 40%;text-align:center}
}

/* done */
#smb-onb .onb-done{text-align:center;padding:40px 22px}
#smb-onb .onb-done:focus{outline:0}
#smb-onb .onb-check-big svg{width:72px;height:72px;fill:none;stroke:var(--gold);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
#smb-onb .onb-done h2{margin:12px 0 10px;font-size:clamp(24px,6vw,32px);color:var(--navy);font-weight:800}
#smb-onb .onb-done p{max-width:560px;margin:0 auto 14px;color:var(--muted);font-size:16px}
#smb-onb .onb-done .onb-btn{margin:12px 0 0}
@media(prefers-reduced-motion:reduce){#smb-onb *{transition:none!important}}