/* smb-footer v1 (owner 2026-10-26): one corporate mega-footer replaces the three stacked footer
   sections. Every rule is scoped under .smbf and sets its own font/size/colour/margins, because the
   Webflow shared CSS styles bare h3/ul/p/a/img and would otherwise leak in. Colours are hardcoded
   (no CSS variables) to match the rest of the site's embeds. Navy #0f1e3d, gold #D4A84B. */
.smbf, .smbf *, .smbf *::before, .smbf *::after { box-sizing: border-box; }
.smbf {
  display: block; width: 100%; margin: 0; padding: 0; clear: both;
  background: #0f1e3d; color: #c9d3e6;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  font-size: 15px; line-height: 1.55; text-align: left;
  -webkit-font-smoothing: antialiased;
}
.smbf .smbf-sr { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.smbf .smbf-wrap { max-width: 1280px; margin: 0 auto; padding: 0 32px; }
.smbf a { color: #c9d3e6; text-decoration: none; transition: color .15s ease; }
.smbf a:hover { color: #ffffff; }
.smbf a:focus-visible, .smbf summary:focus-visible, .smbf button:focus-visible, .smbf input:focus-visible { outline: 3px solid #D4A84B; outline-offset: 2px; border-radius: 4px; }
.smbf p, .smbf ul, .smbf li, .smbf h3, .smbf address { margin: 0; padding: 0; }
.smbf ul { list-style: none; }
.smbf img { max-width: 100%; height: auto; border: 0; }
.smbf svg { flex: 0 0 auto; }

/* ---------- top band ---------- */
.smbf .smbf-top { background: linear-gradient(160deg, #1E3A5F 0%, #142a4f 45%, #0f1e3d 100%); border-top: 3px solid #D4A84B; padding: 56px 0 48px; }
.smbf .smbf-top-grid { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); gap: 56px; align-items: center; }
.smbf .smbf-logo { display: inline-flex; align-items: center; gap: 14px; color: #ffffff; }
.smbf .smbf-logo:hover { color: #ffffff; }
.smbf .smbf-logo-tile { display: inline-flex; align-items: center; justify-content: center; width: 52px; height: 52px; background: #ffffff; border-radius: 12px; box-shadow: 0 6px 18px rgba(0, 0, 0, .25); }
.smbf .smbf-logo-tile img { width: 44px; height: 44px; display: block; }
.smbf .smbf-logo-word { font-family: "Anton", "Impact", "Arial Narrow", sans-serif; font-size: 30px; line-height: 1; letter-spacing: .02em; text-transform: uppercase; color: #ffffff; }
.smbf .smbf-logo-inc { color: #D4A84B; margin-left: 8px; }
.smbf .smbf-mission { margin-top: 18px; max-width: 560px; font-size: 16.5px; line-height: 1.6; color: #dbe4f3; }
.smbf .smbf-ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 24px; }
.smbf .smbf-btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 48px; padding: 0 22px; border-radius: 10px; font-size: 15px; font-weight: 700; letter-spacing: .01em; white-space: nowrap; }
.smbf a.smbf-btn-gold { background: #D4A84B; color: #0f1e3d; box-shadow: 0 8px 22px rgba(212, 168, 75, .28); }
.smbf a.smbf-btn-gold:hover { background: #e2bb64; color: #0f1e3d; }
.smbf a.smbf-btn-line { border: 1.5px solid rgba(212, 168, 75, .7); color: #f1dca8; background: rgba(212, 168, 75, .06); }
.smbf a.smbf-btn-line:hover { background: rgba(212, 168, 75, .14); color: #ffffff; }

.smbf .smbf-news { background: rgba(255, 255, 255, .05); border: 1px solid rgba(255, 255, 255, .10); border-radius: 16px; padding: 26px 26px 22px; }
.smbf .smbf-news-h { font-family: "Inter", system-ui, sans-serif; font-size: 19px; font-weight: 800; line-height: 1.3; color: #ffffff; }
.smbf .smbf-news-p { margin-top: 6px; font-size: 14.5px; color: #c9d3e6; }
.smbf .smbf-form { display: flex; gap: 10px; margin-top: 16px; }
.smbf .smbf-form input { flex: 1 1 auto; min-width: 0; height: 48px; margin: 0; padding: 0 14px; border-radius: 10px; border: 1px solid rgba(255, 255, 255, .22); background: #0b1630; color: #ffffff; font: 500 15px/1 "Inter", system-ui, sans-serif; }
.smbf .smbf-form input::placeholder { color: #8fa0bd; }
.smbf .smbf-form button { flex: 0 0 auto; height: 48px; margin: 0; padding: 0 18px; border: 0; border-radius: 10px; background: #2563eb; color: #ffffff; font: 700 15px/1 "Inter", system-ui, sans-serif; cursor: pointer; transition: background .15s ease; }
.smbf .smbf-form button:hover { background: #1d4fd8; }
.smbf .smbf-form button[disabled] { opacity: .7; cursor: default; }
.smbf .smbf-news-fine { margin-top: 10px; font-size: 12.5px; color: #9fb0cc; }
.smbf .smbf-news-fine a { color: #dbe4f3; text-decoration: underline; text-underline-offset: 2px; }
.smbf .smbf-news-done { margin-top: 14px; font-size: 15px; font-weight: 600; color: #f1dca8; }
.smbf .smbf-news-fail { margin-top: 10px; font-size: 14px; color: #ffc9c9; }
.smbf .smbf-news-fail a { color: #ffffff; text-decoration: underline; }
.smbf [hidden] { display: none !important; }

/* ---------- link columns ---------- */
.smbf .smbf-nav { padding: 52px 0 36px; border-top: 1px solid rgba(255, 255, 255, .08); }
.smbf .smbf-cols { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 28px; }
.smbf .smbf-col summary { list-style: none; cursor: default; pointer-events: none; }
.smbf .smbf-col summary::-webkit-details-marker { display: none; }
.smbf .smbf-col h3 { font-family: "Inter", system-ui, sans-serif; font-size: 12px; font-weight: 800; line-height: 1.3; letter-spacing: .1em; text-transform: uppercase; color: #D4A84B; margin-bottom: 16px; white-space: nowrap; }
.smbf .smbf-col li { margin-bottom: 11px; }
.smbf .smbf-col a { font-size: 14.5px; line-height: 1.4; color: #c9d3e6; display: inline-block; }
.smbf .smbf-col a:hover { color: #ffffff; text-decoration: underline; text-decoration-color: #D4A84B; text-underline-offset: 4px; }
.smbf .smbf-col a[aria-current="page"] { color: #ffffff; font-weight: 600; }

/* ---------- trust row ---------- */
.smbf .smbf-trust { border-top: 1px solid rgba(255, 255, 255, .08); padding: 26px 0; }
.smbf .smbf-trust-row { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.smbf .smbf-badges { display: flex; flex-wrap: wrap; gap: 14px 32px; }
.smbf .smbf-badges li { display: inline-flex; align-items: center; gap: 10px; font-size: 14.5px; color: #ffffff; }
.smbf .smbf-badges svg { color: #D4A84B; }
.smbf .smbf-badges a { color: #ffffff; }
.smbf .smbf-badges a:hover { color: #f1dca8; }
.smbf .smbf-social { display: flex; gap: 10px; }
.smbf .smbf-social a { display: inline-flex; align-items: center; justify-content: center; width: 42px; height: 42px; border-radius: 50%; border: 1px solid rgba(255, 255, 255, .18); color: #dbe4f3; }
.smbf .smbf-social a:hover { background: #D4A84B; border-color: #D4A84B; color: #0f1e3d; }
.smbf .smbf-cards { display: block; width: 150px; height: auto; opacity: .95; }

/* ---------- disclosures ---------- */
.smbf .smbf-disc { background: #0c1934; border-top: 1px solid rgba(255, 255, 255, .08); padding: 36px 0 34px; }
.smbf .smbf-disc-h { font-family: "Inter", system-ui, sans-serif; font-size: 12.5px; font-weight: 800; line-height: 1.3; letter-spacing: .14em; text-transform: uppercase; color: #D4A84B; }
.smbf .smbf-disc-intro { margin-top: 6px; font-size: 13.5px; color: #9fb0cc; }
.smbf .smbf-disc-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 10px; margin-top: 18px; align-items: start; }
.smbf .smbf-disc details { background: rgba(255, 255, 255, .035); border: 1px solid rgba(255, 255, 255, .09); border-radius: 10px; }
.smbf .smbf-disc details[open] { background: rgba(255, 255, 255, .06); border-color: rgba(212, 168, 75, .45); }
.smbf .smbf-disc summary { display: flex; align-items: center; justify-content: space-between; gap: 10px; min-height: 46px; padding: 10px 14px; font-size: 14px; font-weight: 600; color: #e4eaf5; cursor: pointer; list-style: none; }
.smbf .smbf-disc summary::-webkit-details-marker { display: none; }
.smbf .smbf-disc summary::after, .smbf .smbf-col summary::after { content: ""; flex: 0 0 auto; width: 8px; height: 8px; border-right: 2px solid #D4A84B; border-bottom: 2px solid #D4A84B; transform: rotate(45deg); margin: -4px 2px 0 0; transition: transform .2s ease; }
.smbf details[open] > summary::after { transform: rotate(-135deg); margin-top: 4px; }
.smbf .smbf-disc details p { padding: 0 14px 14px; font-size: 13.5px; line-height: 1.6; color: #c9d3e6; }
.smbf .smbf-disc details a { color: #f1dca8; text-decoration: underline; text-underline-offset: 2px; }

/* ---------- bottom bar ---------- */
.smbf .smbf-bottom { background: #0a1429; border-top: 1px solid rgba(255, 255, 255, .08); padding: 26px 0 30px; }
.smbf .smbf-bottom-row { display: flex; align-items: center; justify-content: space-between; gap: 18px 32px; flex-wrap: wrap; }
.smbf .smbf-copy p { font-size: 14px; font-weight: 600; color: #ffffff; }
.smbf .smbf-copy address { margin-top: 3px; font-style: normal; font-size: 13.5px; color: #b3c1d9; }
.smbf .smbf-copy address a { color: #b3c1d9; }
.smbf .smbf-legal { display: flex; flex-wrap: wrap; gap: 8px 22px; }
.smbf .smbf-legal a { font-size: 13.5px; color: #c9d3e6; }
.smbf .smbf-legal a:hover { color: #ffffff; text-decoration: underline; }
.smbf .smbf-ssl { display: block; width: 96px; height: auto; border-radius: 4px; }
.smbf .smbf-fine { margin-top: 22px; padding-top: 18px; border-top: 1px solid rgba(255, 255, 255, .07); }
.smbf .smbf-fine p { font-size: 12.5px; line-height: 1.6; color: #9fb0cc; margin-bottom: 8px; }
.smbf .smbf-fine p:last-child { margin-bottom: 0; }
.smbf .smbf-fine strong { color: #c9d3e6; }

/* ---------- responsive ---------- */
@media (max-width: 1199px) {
  .smbf .smbf-cols { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 36px 32px; }
  .smbf .smbf-disc-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (max-width: 899px) {
  .smbf .smbf-wrap { padding: 0 20px; }
  .smbf .smbf-top { padding: 40px 0 34px; }
  .smbf .smbf-top-grid { grid-template-columns: minmax(0, 1fr); gap: 30px; }
  .smbf .smbf-logo-word { font-size: 25px; }
  .smbf .smbf-mission { font-size: 15.5px; }
  .smbf .smbf-ctas .smbf-btn { flex: 1 1 200px; }
  .smbf .smbf-news { padding: 22px 18px 18px; }
  /* columns become accordions (smb-footer.js closes them below 900px) */
  .smbf .smbf-nav { padding: 8px 0 8px; }
  .smbf .smbf-cols { display: block; }
  .smbf .smbf-col { border-bottom: 1px solid rgba(255, 255, 255, .09); }
  .smbf .smbf-col summary { display: flex; align-items: center; justify-content: space-between; min-height: 56px; cursor: pointer; pointer-events: auto; }
  .smbf .smbf-col h3 { margin: 0; font-size: 13px; }
  .smbf .smbf-col ul { padding: 0 0 14px; }
  .smbf .smbf-col li { margin: 0; }
  .smbf .smbf-col a { display: block; padding: 10px 0; font-size: 15px; }
  .smbf .smbf-trust-row { flex-direction: column; align-items: flex-start; }
  .smbf .smbf-badges { flex-direction: column; gap: 12px; }
  /* two short titles per row; an opened disclosure takes the full width so its text stays readable */
  .smbf .smbf-disc-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
  .smbf .smbf-disc details[open] { grid-column: 1 / -1; }
  .smbf .smbf-disc summary { min-height: 52px; padding: 8px 10px 8px 12px; font-size: 13.5px; line-height: 1.3; }
  .smbf .smbf-bottom-row { flex-direction: column; align-items: flex-start; }
  .smbf .smbf-legal { gap: 10px 18px; }
  .smbf .smbf-legal a { display: inline-block; padding: 4px 0; }
  /* room for the sticky mobile CTA bar so it never covers the last lines */
  .smbf .smbf-bottom { padding-bottom: 104px; }
}
@media (min-width: 900px) {
  .smbf .smbf-col summary::after { display: none; }
}
@media (max-width: 420px) {
  .smbf .smbf-form { flex-direction: column; }
  .smbf .smbf-form button { width: 100%; }
}