Start My Business Inc. · Free tool
Pick the model that describes you, then answer about 14 quick questions. We show which funding types fit you today, a few lenders and vendors from our lists that match your answers, the order to apply in, and what to fix first.
Watch: how the Funding Matcher works
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There are 7 models, each with its own questions and scoring. Pick one to start; you can switch any time and each model keeps its own answers and results.
Getting declined and not sure why? Run the Unfundable Fixer to see what an underwriter sees in your file.
Each funding type has its own minimums. Net-30 vendor accounts only need a registered company and an EIN. Bank lines of credit and SBA 7(a) loans usually want two years in business, steady revenue and a personal credit score in the mid 600s or better. We check your answers against those rules and sort every type into fits now, close, or later.
For the types that fit, we name a few lenders and vendors from our own lists: the Business Credit and Lending Directory (Levels 1 to 4), the Backyard Banks repository, which shows the personal bureau each bank pulls, our SBA lender list by state and our microlender list. The full lists are in the FREE Business Training resources in your free dashboard.
No. It only uses the answers you give. Nothing is sent to a bureau or a lender.
Not necessarily. A fit means your answers meet the usual minimums for that type. Every lender makes its own decision, and results vary.
Business credit is built in levels. Vendor accounts report first, store and fleet accounts follow about 45 days later, and bank products look for that history. Spacing applications and spreading them across bureaus also keeps inquiries down.
The Funding Matcher is free. If you want help with the steps in your report, our build-out packages and the Business Credit Accelerator Program are optional.
Have a free dashboard account? Run it from My Account and your results are saved with your profile. Or try the Unfundable Fixer.